Finby is live

Stop tracking. Start talking. 

Your money. Your buddy.

Finby is the AI finance companion that logs your expenses, tracks your budget, and gives you real advice — all through plain conversation. No forms. No dashboards. Just chat.

Free forever · No bank linking · Private by default

Finby✦ How it works

Features

Everything you need. Nothing you don't.

Finby replaces the entire stack of finance apps you've been juggling.

Just say it

Log any financial event in plain language. Amount, category, merchant — extracted automatically. No tapping through menus.

Multi-currency native

Earning USD, spending PHP or NGN? Finby tracks every currency at the live rate, frozen at the moment you spent it.

Live budget warnings

Set a monthly limit per category. Finby warns you at 75%, 90%, and when you're over — right in the conversation.

Portfolio insights

Track your stocks and ETFs manually. Get AI-powered hold, sell, or compound advice backed by live market data.

Knows your habits

On Premium, Finby builds a financial dossier over time and gives you advice that actually fits your life.

Family plans

Share a workspace with your partner or family. Shared visibility, individual budgets, one subscription.

Up and running in 60 seconds

  1. 1

    Sign up & set your currency

    Create your account, pick your base currency, add the currencies you use day-to-day.

  2. 2

    Start a conversation

    Tell Finby what you spent, earned, or want to track. It handles the rest — no forms, no navigation.

  3. 3

    Let Finby advise you

    Ask anything — “Am I on track?” or “What stocks should I hold?” — and get a data-backed honest answer.

Money management that finally feels human.

No dashboards to learn. No bank logins. Just a conversation about your money.

Just chat

Tell Finby what you spent in plain words. It logs it, categorises it, and tracks your budget — no forms, no spreadsheets.

No bank linking

Nothing to connect, nothing to expose. You stay in control of exactly what Finby knows.

Every currency

Earn or spend across more than one currency? Finby keeps up without the mental math.

Private by default

Your financial data is encrypted and never sold. Full stop.

Simple, honest pricing

Start free. Upgrade when Finby earns it.

Free

$0/mo

Get started with one currency

  • Chat-based expense logging
  • 20-message memory window
  • Basic dashboard & analytics
  • Budget tracking (up to 3 budgets)
  • Single currency
  • Spending streak

Free users have a 20-message memory window — the AI remembers your last 20 messages only.

Get started free
Most Popular

Pro

$4.99/mo

For multi-currency earners

  • Everything in Free
  • 90-day conversation memory
  • Unlimited currencies & accounts
  • Receipt scanning(20 scans/day)
  • Advanced analytics
  • Budget alerts & daily spending summary
  • Streak repair(recover a missed day, once)
  • Voice chatbeta
  • Priority support
Get Pro

Premium

$9.99/mo

For those who want a true AI coach

  • Everything in Pro
  • Permanent memory dossierthe agent remembers your full financial history — forever
  • Receipt scanning(50 scans/day)
  • AI coaching & proactive spending insights
  • Monthly budget review with AI
  • Streak repair(recover a missed day, once)
Get Premium

Family

$14.99/mo

For couples and families

  • Everything in Premium
  • Up to 5 members
  • Shared workspace
  • Per-member spending views
Get Family

Your money deserves a better conversation.

Free forever. No credit card. No bank linking.